AegisBanking

Aegis · Banking · Policies

Policy register.

Every policy that binds an agent action — versioned, attested by a human, receipt-sealed for the examiner.

AML-001 · 18

p_aml_disp_4_2_1v1.2.004·DECIDELIVE

SAR Disposition Gate

Requires human-review band when sanctions FLAG present, EDD prerequisite for account freeze actions

  • Sarah ChenMLRO2026-04-120xa3f7-8…3b9d
  • Compliance CmteCommittee2026-04-150xb8e4-2…4c6f

142 invocations · last fired 2026-05-09T15:42:18Z

p_aml_sanc_2_1_3v2.1.302·ENRICHLIVE

OFAC Fuzzy Match Threshold

Sanctions screen with 0.7 fuzzy threshold, escalate ≥0.7 to L2 mandatory review

  • Sarah ChenMLRO2026-03-080x9d2a-f…1b3d
  • OFAC ComplianceSanctions2026-03-100xc1f3-5…7b9c

89 invocations · last fired 2026-05-09T14:22:11Z

p_aml_enh_5_1_0v0.4.0-draft02·ENRICHDRAFT

Enhanced UBO Resolution (BETA)

Multi-jurisdictional UBO resolution with shell-co indicators (DRAFT — Compliance review pending)

  • Sarah ChenMLRO2026-05-010xdraft-…view

0 invocations

p_aml_esc_3_1_2v3.1.204·DECIDELIVE

Cross-Border Account Freeze Escalation

Account freeze actions on non-US-corporate require MLRO sign-off + 24h escalation window

  • Sarah ChenMLRO2026-04-220xb8e4-2…4c6f
  • LegalLegal2026-04-250xleg01-…noff

12 invocations · last fired 2026-05-09T15:42:18Z

p_aml_triage_1_0_0v1.0.001·TRIAGELIVE

Triage Risk Score Threshold

Alerts with risk_score ≥ 95 are auto-routed to L2 enrichment; <50 closed with rationale

  • Sarah ChenMLRO2026-03-150xstub-p…_1_0

172 invocations

p_aml_triage_1_2_0v1.2.001·TRIAGELIVE

Velocity Triage Override

Velocity spikes ≥ 40 wires/24h escalate regardless of base risk_score

  • Sarah ChenMLRO2026-03-150xstub-p…_1_2

84 invocations

p_aml_enrich_2_1_0v2.1.002·ENRICHLIVE

KYC Enrichment Mandate

All SAR-eligible alerts must complete KYC + UBO + sanctions screen within 30 minutes

  • Sarah ChenMLRO2026-03-150xstub-p…_2_1

138 invocations

p_aml_enrich_2_2_1v2.2.102·ENRICHLIVE

UBO Resolution Depth

Resolve ultimate beneficial owners to depth=3 minimum

  • Sarah ChenMLRO2026-03-150xstub-p…_2_2

95 invocations

p_aml_enrich_2_3_0v2.3.002·ENRICHLIVE

Adverse Media Lookback

Adverse media checks span 18 months across all counterparties

  • Sarah ChenMLRO2026-03-150xstub-p…_2_3

50 invocations

p_aml_invest_3_1_0v3.1.003·INVESTIGATELIVE

TBML Typology Library

Pattern investigation must score against canonical TBML/STR/LAYER typology library

  • Sarah ChenMLRO2026-03-150xstub-p…_3_1

107 invocations

p_aml_invest_3_2_1v3.2.103·INVESTIGATELIVE

Hypothesis Confidence Floor

Disposition cannot be made on hypotheses with confidence < 0.5 without MLRO override

  • Sarah ChenMLRO2026-03-150xstub-p…_3_2

64 invocations

p_aml_invest_3_3_0v3.3.003·INVESTIGATELIVE

Counter-Argument Threshold

Counter-arguments with weight ≥ 0.5 must be addressed in disposition rationale

  • Sarah ChenMLRO2026-03-150xstub-p…_3_3

19 invocations

p_aml_disp_4_1_0v4.1.004·DECIDELIVE

Disposition Weight Floor

SAR disposition requires aggregate weight ≥ 0.7

  • Sarah ChenMLRO2026-03-150xstub-p…_1_0

30 invocations

p_aml_disp_4_3_0v4.3.004·DECIDELIVE

Clear-Disposition Bound-Out

Clear disposition bounded out when sanctions FLAG or hypothesis confidence ≥ 0.5

  • Sarah ChenMLRO2026-03-150xstub-p…_3_0

143 invocations

p_aml_evid_6_0_1v6.0.105·EVIDENCELIVE

Examiner Pack Lineage

Examiner pack must include receipts from all sealed prior stages, immutable lineage

  • Sarah ChenMLRO2026-03-150xstub-p…_0_1

71 invocations

p_aml_evid_6_1_0v6.1.005·EVIDENCELIVE

Receipt Retention

All receipts retained for 5 years minimum, regulator-readable

  • Sarah ChenMLRO2026-03-150xstub-p…_1_0

26 invocations

p_aml_priv_5_2_0v5.2.003·INVESTIGATELIVE

Counterparty PII Scope

Graph traversal limited to direct counterparties; third-party PII access requires MLRO override

  • Sarah ChenMLRO2026-03-150xstub-p…_2_0

200 invocations

p_aml_override_7_0_0v7.0.004·DECIDELIVE

MLRO Override Logging

All MLRO overrides receipt-sealed with reason + timestamp

  • Sarah ChenMLRO2026-03-150xstub-p…de_7

11 invocations

Cross-process · 7

p_aml_aud_1_0_0v1.0.0cross-processLIVE

Receipt-on-Action Audit

All agent actions sealed to audit lane; receipts immutable, cross-referenced in lineage graph

  • Aegis Audit CmteAudit2026-01-150x7c8e-a…4b6c

8,541 invocations · last fired 2026-05-09T15:43:02Z

p_cross_pii_1_0_0v1.0.0cross-processLIVE

PII Redaction Standard

All exports outside the audit lane have customer PII redacted per p_aml_priv_5_2_0

  • Aegis Audit CmteAudit2026-03-150xstub-p…1_0_

126 invocations

p_cross_retn_2_0_0v2.0.0cross-processLIVE

Cross-Process Retention

Receipt artifacts retained 5 years minimum across AML and FR 2052a lanes

  • Aegis Audit CmteAudit2026-03-150xstub-p…_2_0

140 invocations

p_cross_model_3_0_0v3.0.0cross-processLIVE

Model Card Disclosure

Every agent invocation includes model card hash in receipt for EU AI Act lineage

  • Aegis Audit CmteAudit2026-03-150xstub-p…l_3_

199 invocations

p_cross_audit_4_0_0v4.0.0cross-processLIVE

Audit Lane Immutability

Audit lane writes are append-only; mutation attempts blocked at policy layer

  • Aegis Audit CmteAudit2026-03-150xstub-p…t_4_

69 invocations

p_cross_pen_5_0_0v5.0.0cross-processLIVE

Quarterly Pen-Test Receipt

Quarterly red-team and pen-test results receipt-sealed for examiner access

  • Aegis Audit CmteAudit2026-03-150xstub-p…5_0_

183 invocations

p_cross_inc_6_0_0v6.0.0cross-processLIVE

Incident Disclosure SLA

Material incidents disclosed to MLRO + Audit Cmte within 24h, regulators within 72h

  • Aegis Audit CmteAudit2026-03-150xstub-p…6_0_

171 invocations